Critical Illness & Disability Insurance

Critical illness and Disability insurance provide essential financial support during severe health crises or incapacitation. 

Critical illness insurance offers a lump-sum payment upon diagnosis of specified serious illnesses like cancer or heart attack. This helps cover medical and non-medical expenses, reducing financial strain during recovery.

Disability insurance provides income replacement if an individual cannot work due to a disabling injury or illness. It ensures a steady income, typically a percentage of the policyholder's salary, during their inability to work. 

Both insurances are vital for financial stability, helping individuals maintain their quality of life and focus on recovery during challenging times.